Financing & Insurance
We believe that everyone deserves a confident, healthy smile — and we're committed to making that as financially accessible as possible for our whole community. We offer flexible payment options, interest-free plans, and we work with all major insurance providers so you can focus on your smile, not the paperwork.
Book a ConsultationHow Payment Plans Work
Your Free Consultation
At your initial visit, we'll assess your smile and outline a personalised treatment plan — including a clear cost estimate and all available payment options. No charge, no commitment.
Choose Your Plan
We'll work with you to find a payment schedule that fits — monthly instalments, HSA/FSA, insurance, or any combination of the above. All clearly laid out before you commit.
Start Your Treatment
Once agreed, we get started. No hidden costs, no surprises. Your agreed payment schedule is locked in from day one through the end of your treatment.
We Work With Your Insurance
Navigating insurance can feel complicated — but it doesn't have to be. At Nexus Orthodontics, we handle the coordination on your behalf and advocate for the maximum benefit your plan allows. We accept all insurance providers and will review your specific coverage at your consultation so you always know exactly where you stand before treatment begins.
Not sure if your plan covers orthodontics? Bring your insurance card to your first appointment and we'll look it up together, at no charge.
What to Bring to Your Consultation
- Your dental insurance card (front and back)
- Your insurance member ID and group number
- Your HSA or FSA card, if applicable
- Any prior orthodontic records or X-rays, if available
- A list of any questions you have about cost or coverage
Frequently Asked Questions
Treatment costs vary depending on the type of treatment (braces or Invisalign), the complexity of your case, and the length of treatment. We provide a clear, transparent cost estimate at your free initial consultation — before you commit to anything. In many cases, braces and Invisalign are comparably priced.
Many dental insurance plans include an orthodontic benefit — typically a lifetime maximum per insured member. We accept all insurance providers and will review your specific benefits at your consultation. If your plan covers both braces and Invisalign equally, the choice is entirely yours.
Yes — completely. Our in-house payment plans carry zero interest. The total cost of your treatment is divided into equal monthly payments with no hidden fees or finance charges added. We believe the cost of your care shouldn't grow while you're in treatment.
Yes. Orthodontic treatment is an IRS-approved eligible expense for both Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). Paying with pre-tax dollars through these accounts can meaningfully reduce your effective out-of-pocket cost. We accept both HSA and FSA cards directly.
No insurance? No problem. Our interest-free payment plans are available to all patients, regardless of coverage. We'll work with you directly to find a monthly payment that's manageable for your budget. Many of our uninsured patients find the total cost — spread across their treatment period — very affordable.
Payment schedules are agreed before treatment begins and are clearly laid out so you always know what's due and when. Typically, a portion is due at the start of treatment and the remainder is spread in equal monthly instalments across your treatment period. Your consultation is always completely free — no payment required at that visit.
Let's talk about making it work for you.
Book your consultation at our New Hyde Park office. We'll walk you through your treatment options, your insurance benefits, and your payment plan choices — all at no cost and no obligation.
Schedule a Consultation